I lost my engagement ring -- and secretly replaced it at Wal-Mart

My fianc

Published June 1, 2006 10:00AM (EDT)

Cary,

I have a problem that I don't know how to fix.

Three years ago, a year after I became engaged, I lost my engagement ring. While I was camping with my fiancé and two friends, we decided to take a walk in the water by the beach. As a joke, one of my friends pulled me into the water, and while I thrashed around, the ring slipped off my finger into the lake. We searched, but the ring was gone.

It still makes me sick to think about it.

To cover up the loss, I went to Wal-Mart and bought an inexpensive ring that looked very much like the original. This way, I hoped that no one would learn about what had happened. I didn't tell anyone about the loss (most of my family and friends live out of town anyway), and I asked my fiancé not to tell anyone either.

However, my fiancé confided in his sister and one of his good friends. The grapevine was efficient, and soon all of his family knew. That Christmas, in front of my fiancé's whole family, my future sister-in-law asked me if the ring I was wearing was a replacement engagement ring. I was forced to admit that I had bought the ring at Wal-Mart.

Meanwhile, the insurance for the ring came through. The amount was $900, less than half the ring's value of $2,300.

However, the money has stayed with my fiancé. Although I've asked about it, he doesn't seem interested in buying a new ring.

We are planning to get married in two months -- a quiet affair, just the two of us, at City Hall. After the wedding, I don't want to wear this "Wal-Mart special" anymore. I had suggested that we spend just the $900 insurance money on a new ring, or that he contribute the $900 from the insurance and I cover the remaining $1,400 to replace the original. However, neither suggestion seems to be the right one.

I have great difficulty bringing it up, because I feel such guilt over the loss. Should I simply let it go, and quietly stop wearing the engagement ring once we are married? We have other expenses right now -- a trip overseas and home renovations -- and I don't want to add to the financial burden.

Please advise me what I should do.

Lady of the Lost Ring

Dear Lady of the Lost Ring,

I suggest you sit down with your fiancé and try to resolve the emotional issues that surround the material issues. It may be that he is angry with you for losing the ring. You need to ask him, "Are you still angry with me for losing it? If so, you need to tell me."

It was a lot of money. He may still blame you. You have to find out.

I'm sure you've already apologized. You need to make your apology once again and ask him to forgive you once and for all. The two of you need to agree to let this go. The ring is gone. It was an accident. It cost a lot of money. But it's gone. Let it go.

If you don't like wearing the Wal-Mart ring, put it away after you're married. You'll be wearing a wedding band then, I would presume, and you don't need to wear two rings.

It's vital to resolve this before you get married. The thing about marriage is that it lasts for a long, long time, and the patterns and stories you establish at the outset persist. So if this issue remains unresolved, it is guaranteed to come up later. When money is short or when you lose something again by accident, it will come up. You will realize: He's still mad at you for that ring. Twenty years from now, it will still come up unless you act to resolve it now.

So act boldly and with confidence now, and turn this mishap into something positive. Make sure that he forgives you, and then:

After you're married, use the $900 to buy a fishing rod and some top-notch camping gear and go back to the same lake with your same friends.

Go fishing.

When you catch a fish, clean it carefully. Look for the ring. Then cook it over an open flame and eat it by firelight.

Maybe one day you'll catch a fish and inside the fish will be the ring. In fact, you could make it a tradition; you could go fishing there every year, and that will remind you and your husband of your early happiness and frivolity and your early mistakes, and it will become a tradition that will help your friendships endure. This innocent mistake thereby becomes a lifelong gift.

As long as you go fishing, there will always be a chance that you will find the ring. And that will serve as a metaphor for your marriage: Every time you open yourself up to possibility, there is a chance that you will find something precious you thought you had lost. Every time you cast a line, there's a chance that you'll reel in a miracle in the belly of a fish.

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